Disclaimer

Last Updated: July 12, 2025

The information provided on Finologin.com (the "Service") is for general informational and educational purposes only. All information on the Service is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Service.

1. Not Financial Advice

The content on Finologin.com, including articles, calculators, tools, and any other materials, is not intended to be, and should not be construed as, financial, investment, tax, legal, or any other professional advice. We are not financial advisors, and the information provided does not constitute an offer or solicitation to buy or sell any financial product. You should consult with a qualified financial professional for personalized advice tailored to your specific circumstances.

2. Accuracy of Information

While we strive to provide accurate and up-to-date information, financial markets and regulations are constantly changing. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Service, or by anyone who may be informed of any of its contents.

3. External Links Disclaimer

The Service may contain links to external websites that are not provided or maintained by or in any way affiliated with Finologin.com. Please note that Finologin.com does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. We do not endorse the content of any third-party websites.

4. Testimonials Disclaimer

Testimonials appearing on this Service are received via various submission methods. They are individual experiences, reflecting real life experiences of those who have used our products and/or services. However, they are individual results and results do vary. We do not claim that they are typical results that consumers will generally achieve. The testimonials are not necessarily representative of all of those who will use our products and/or services.

5. Limitation of Liability

Under no circumstance shall Finologin.com have any liability to you for any loss or damage of any kind incurred as a result of the use of the Service or reliance on any information provided on the Service. Your use of the Service and your reliance on any information on the Service is solely at your own risk.

6. Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of Pune, Maharashtra, India.

Privacy Policy

Last Updated: July 12, 2025

Welcome to Finologin.com. We are committed to protecting your privacy and handling your data in an open and transparent manner. This Privacy Policy describes how Finologin.com ("we," "us," or "our") collects, uses, stores, shares, and protects your information when you visit our website, use our services, or interact with us. By accessing or using our services, you agree to the terms of this Privacy Policy. If you do not agree with the practices described in this policy, please do not use our services.

1. Information We Collect

We collect various types of information to provide and improve our services to you.

• Personal Information: This includes information that can identify you directly or indirectly.
  • Contact Information: Name, email address, postal address, phone number.
  • Account Information: Username, password (hashed), security questions and answers.
  • Financial Information: Bank account details, credit/debit card numbers (processed by secure third-party payment processors, we do not store raw card data), transaction history related to our services.
  • Identification Information: Government-issued IDs (e.g., Aadhar, PAN, Voter ID) for identity verification (KYC/AML purposes), where required by law or our service offerings.
  • Demographic Information: Age, gender, occupation, preferences, interests (optional, provided by you).
• Usage Data: Information about how you access and use our services.
  • Log Data: IP address, browser type, operating system, referring/exit pages, dates/timestamps, clickstream data.
  • Device Information: Device type, unique device identifiers, mobile network information.
  • Location Information: General location derived from your IP address or precise location if you grant us permission.
  • Interaction Data: Pages visited, features used, time spent on pages, search queries, and other interactions with our website and services.
• Information from Third Parties: We may receive information about you from third-party sources, such as identity verification services, credit bureaus, public databases, or marketing partners, to supplement the information we collect directly, subject to their privacy policies and applicable laws.
• Cookies and Tracking Technologies: We use cookies, web beacons, and similar technologies to collect information about your browsing activities, personalize your experience, analyze trends, administer the website, track users’ movements around the website, and gather demographic information about our user base as a whole.

2. How We Use Your Information

We use the collected information for various purposes, primarily to provide, maintain, and improve our services, and to communicate with you.

• To Provide and Maintain Our Services: This includes processing transactions, managing your account, providing customer support, and fulfilling your requests.
• To Improve and Personalize Services: Analyzing usage patterns to enhance features, develop new products, and tailor content and offers to your interests.
• For Security and Fraud Prevention: Detecting, preventing, and investigating fraudulent or unauthorized activities, and ensuring the security of our systems and data.
• For Communication: Sending you service-related notifications, updates, security alerts, and promotional messages (where you have opted in). Responding to your inquiries and feedback.
• For Legal and Regulatory Compliance: Fulfilling our legal obligations, such as KYC (Know Your Customer) and AML (Anti-Money Laundering) requirements, tax reporting, and responding to lawful requests from public authorities.
• For Analytics and Research: Performing data analysis, research, and statistical analysis to understand user behavior and improve our business operations.
• For Marketing and Advertising: Delivering targeted advertisements and marketing communications based on your interests and usage patterns, subject to your consent where required.

3. How We Share Your Information

We do not sell your personal information. We may share your information with third parties only in the following circumstances:

• With Service Providers: We engage trusted third-party service providers to perform functions on our behalf, such as payment processing, data hosting, analytics, customer support, identity verification, and marketing. These providers are contractually obligated to protect your information and use it only for the purposes for which it was disclosed.
• For Legal Reasons: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court order or government agency request). This includes complying with anti-money laundering and counter-terrorism financing laws.
• To Protect Our Rights: We may disclose information when we believe it is necessary to protect our rights, property, or safety, or the rights, property, or safety of our users or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction.
• Business Transfers: In the event of a merger, acquisition, reorganization, bankruptcy, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice on our website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
• With Your Consent: We may share your information with third parties when we have your explicit consent to do so.
• Aggregated or Anonymized Data: We may share aggregated or anonymized data that cannot reasonably be used to identify you with third parties for various purposes, including research, analytics, and marketing.

4. Data Security

We implement robust security measures designed to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption: Data is encrypted both in transit (using SSL/TLS) and at rest.
• Access Controls: Strict access controls and authentication mechanisms are in place to limit access to personal data to authorized personnel only.
• Regular Security Audits: We regularly review our information collection, storage, and processing practices, including physical security measures, to guard against unauthorized access to systems.
• Data Minimization: We only collect and retain personal data that is necessary for the purposes for which it is processed.
• Employee Training: Our employees are trained on data privacy and security best practices.
• Incident Response Plan: We have procedures in place to address any suspected data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

While we strive to use commercially acceptable means to protect your personal information, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.

6. Your Choices and Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data. These rights may include:

• Right to Access: Request a copy of the personal data we hold about you.
• Right to Rectification: Request correction of inaccurate or incomplete personal data.
• Right to Erasure ("Right to be Forgotten"): Request deletion of your personal data under certain circumstances (e.g., if the data is no longer necessary for the purposes for which it was collected).
• Right to Restrict Processing: Request that we limit the processing of your personal data under certain conditions.
• Right to Data Portability: Request to receive your personal data in a structured, commonly used, and machine-readable format, and to transmit that data to another controller.
• Right to Object: Object to the processing of your personal data for direct marketing purposes or on grounds relating to your particular situation.
• Right to Withdraw Consent: Withdraw your consent at any time where we are relying on consent to process your personal data. This will not affect the lawfulness of any processing carried out before you withdraw your consent.
• Right to Lodge a Complaint: Lodge a complaint with a supervisory authority if you believe your rights have been violated.

To exercise any of these rights, please contact us using the details provided in the "Contact Us" section below. We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it.

7. Third-Party Links

Our website may contain links to third-party websites or services that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We strongly advise you to review the Privacy Policy of every site you visit.

8. Children's Privacy

Our services are not intended for individuals under the age of 18 ("Children"). We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us. If we become aware that we have collected personal data from children without verification of parental consent, we take steps to remove that information from our servers.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy. We encourage you to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page. For significant changes, we may provide more prominent notice or obtain your consent as required by law.

10. Governing Law

This Privacy Policy shall be governed by and construed in accordance with the laws of Pune, Maharashtra, India.

11. Contact Us

If you have any questions about this Privacy Policy, our data practices, or your rights, please contact us:

• By Email: privacy@finologin.com
• By Mail: Finologin.com, Sr,No 56/1,Shree Siddhivinayak Complex, 3rd floor - 12 Pune - Bengaluru Hwy, gold gym Ambegaon BK, Pune, Maharashtra 411041

Terms of Service

Last Updated: July 12, 2025

These Terms of Service ("Terms") govern your access to and use of the Finologin.com website and any related services (collectively, the "Service") provided by Finologin.com ("we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

1. Acceptance of Terms

By creating an account, accessing, or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms constitute a legally binding agreement between you and Finologin.com. If you are using the Service on behalf of an organization, you are agreeing to these Terms for that organization and representing that you have the authority to bind that organization to these Terms. In that case, "you" and "your" will refer to that organization.

2. User Accounts

• Account Creation: To access certain features of the Service, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
• Account Security: You are responsible for safeguarding your password and for any activities or actions under your password, whether your password is with our Service or a third-party service. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account. We cannot and will not be liable for any loss or damage arising from your failure to comply with these security obligations.
• Eligibility: You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into a binding agreement.

3. User Conduct

You agree to use the Service only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Service. Prohibited behavior includes:

• Engaging in any illegal or fraudulent activity.
• Transmitting or uploading any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware, or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.
• Attempting to gain unauthorized access to our Service, other user accounts, or computer systems or networks connected to the Service.
• Interfering with or disrupting the integrity or performance of the Service or data contained therein.
• Using the Service to send unsolicited or unauthorized advertising or promotional material, or any other form of similar solicitation (spam).
• Impersonating any person or entity, or falsely stating or otherwise misrepresenting your affiliation with a person or entity.
• Violating any applicable local, national, or international law or regulation.

4. Intellectual Property

• Our Content: The Service and its original content, features, and functionality are and will remain the exclusive property of Finologin.com and its licensors. The Service is protected by copyright, trademark, and other laws of both India and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Finologin.com.
• User Content: You retain ownership of any content you submit, post, or display on or through the Service ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform your User Content in connection with the Service and our business, including for promoting and redistributing part or all of the Service (and derivative works thereof) in any media formats and through any media channels.

5. Disclaimers

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. FINOLOGIN.COM MAKES NO WARRANTIES, EXPRESSED OR IMPLIED, AND HEREBY DISCLAIMS AND NEGATES ALL OTHER WARRANTIES INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR OTHER VIOLATION OF RIGHTS. FURTHER, FINOLOGIN.COM DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS CONCERNING THE ACCURACY, LIKELY RESULTS, OR RELIABILITY OF THE USE OF THE MATERIALS ON ITS WEBSITE OR OTHERWISE RELATING TO SUCH MATERIALS OR ON ANY SITES LINKED TO THIS SITE.

6. Limitation of Liability

IN NO EVENT SHALL FINOLOGIN.COM OR ITS SUPPLIERS BE LIABLE FOR ANY DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF DATA OR PROFIT, OR DUE TO BUSINESS INTERRUPTION) ARISING OUT OF THE USE OR INABILITY TO USE THE MATERIALS ON FINOLOGIN.com'S WEBSITE, EVEN IF FINOLOGIN.COM OR A FINOLOGIN.COM AUTHORIZED REPRESENTATIVE HAS BEEN NOTIFIED OR ORALLY OR IN WRITING OF THE POSSIBILITY OF SUCH DAMAGE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, OR LIMITATIONS OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THESE LIMITATIONS MAY NOT APPLY TO YOU.

7. Indemnification

You agree to defend, indemnify, and hold harmless Finologin.com and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password; b) a breach of these Terms; or c) your violation of any rights of another.

8. Governing Law and Dispute Resolution

These Terms shall be governed and construed in accordance with the laws of Pune, Maharashtra, India, without regard to its conflict of law provisions. Any dispute arising out of or in connection with these Terms, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by arbitration in Pune, Maharashtra, India in accordance with the provisions of the Arbitration and Conciliation Act, 1996, or any statutory modification or re-enactment thereof for the time being in force. The language of the arbitration shall be English.

9. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

11. Contact Us

If you have any questions about these Terms, please contact us:

• By Email: privacy@finologin.com
• By Mail: Finologin.com, Sr,No 56/1,Shree Siddhivinayak Complex, 3rd floor - 12 Pune - Bengaluru Hwy, gold gym Ambegaon BK, Pune, Maharashtra 411041

Frequently Asked Questions (FAQ)

Here are some common questions about Finologin.com and our services. If you don't find your answer here, please feel free to contact us.